Comprehensive & Collision
Good Sam VIP Comprehensive and Collision cover
the cost to repair or replace your RV if it is stolen or damaged in an accident, regardless of who is at fault. Permanent attached items such as awnings, antennas and satellite dishes are automatically protected.
Good Sam VIP offers these benefits and more: Full-Timer’s Coverage – If you are on the road more than 9 months out of the year, Good Sam VIP offers a special full-timer’s policy. This policy provides increased liability protection plus higher limits for personal belongings that you likely carry in your RV. 24-Hour Emergency Claims Service – Call 24 hours a day to reach dedicated, trained RV customer service and claims representatives. Direct Pay – We can automatically deduct your payment from your checking account—no bills to get lost while you’re traveling. Full Replacement Cost Coverage - Ensure You'll Always Be Protected. If your RV is totaled or stolen in its first five model years, Good Sam VIP will replace it with a comparable new RV even if you're not the original owner. After the first five model years, we'll pay your full original purchase price—not a depreciated amount—toward the purchase of the replacement RV.
Replacement Cost Coverage must be added to a policy within the RV’s first five model years of the RV. You do not have to be the original owner to purchase this coverage option.
Emergency Expense Allowance - Need money to cover motel or transportation costs when your rig in disabled more than 50 miles from home? No problem. Good Sam VIP’s Emergency Expense Allowance pays up to $100 per day or up to a $500 maximum.
To learn how Good Sam VIP can help save you money: Get an Immediate Quote
Camping is a fun time for the whole family. It is a time to leave all of your troubles behind and reconnect with family and friends. Campfires, roasting marshmallows and sing-a-longs are the memories you’ll cherish for the rest of your life. That’s why it is essential to make your campsite a safe place for everyone.
The campsite you choose is your home away from home. It should be a clean, safe place that is devoid of any debris or low-hanging limbs. And, choosing a site that is flat and level makes it easier to set up camp and park your RV.
Once you’ve chosen the perfect campsite, there are a few safety precautions to keep in mind while setting up camp. The following tips can go a long way to ensure that you and your family have a memorable camping experience.
• Check for potential hazards. Be sure to check the site thoroughly for glass, sharp objects, branches, large ant beds, poison ivy, bees and hazardous terrain.
• Inspect the site. Look for a level site with enough room to spread out all your gear. Also, a site that has trees or shrubs on the side of prevailing winds will help block strong, unexpected gusts.
• Build fires in a safe area. Your open fires and fuel-burning appliances must be far enough away from the tent to prevent ignition from sparks, flames and heat. Never use a flame or any other heating device inside a tent. Use a flashlight or battery-powered light instead.
• Make sure your fires are always attended. Be sure you have an area for a fire that cannot spread laterally or vertically - a grill or stone surface is ideal. When putting the fire out, drown it with water, making sure all embers, coals and sticks are wet.
• Dispose of trash properly. Remember to recycle - use the proper recycling bins if available.
• Watch out for bugs. Avoid attracting stinging insects by wearing light-colored clothing and avoiding perfumes or colognes.
• Beware when encountering wildlife. To ward off bears, keep your campsite clean, and do not leave food, garbage, coolers, cooking equipment or utensils out in the open. Remember that bears are potentially dangerous and unpredictable - never feed or approach a bear. Use a flashlight at night - many animals feed at night and the use of a flashlight may warn them away.
• Beware of poisonous plants. Familiarize yourself with any dangerous plants that are common to the area. If you come into contact with a poisonous plant, immediately rinse the affected area with water and apply a soothing lotion, such as calamine, to the affected area.
Good Sam VIP cares about your safety -- before, during and after your camping trip! Plus, we want to make sure that your RV has the best coverage both on and off the road. That’s why we are pleased to recommend Good Sam VIP for all of your RV and auto insurance needs. With features, such as full replacement cost coverage and personal effects coverage, you’ll have the peace of mind you need to fully enjoy your vacation. Plus, by taking advantage of your exclusive Good Sam VIP rates, you could even save a little money along the way (new customers that have switched save more that $300 a year, on average!).
To find out more about the outstanding coverage and generous savings Good Sam VIP has to offer, please call 888-514-1116 and mention savings code GFN or visit their website for a free, no-obligation quote.
A Friendly Voice in the Wilderness
"You get what you pay for!" That was Fred's response when I let slip at dinner that we were paying $335 less than he and Kate were for RV insurance. Iris and I have known the Smiths for years. Now full-time RVers, Good Sam VIP seemed perfect for our new lifestyle.
The first 97 miles to our Vermont campsite that evening were uneventful. Iris said, "There's the park entrance. Turn here." Now we were on a dark, winding, forested lane. I glanced down to check our speed and Iris shouted a warning.
There was no stopping in time. Thick, low-hanging branches whacked the coach hard as I struggled to get her back on the road. We shuddered to a stop. Silence.
As we pulled into the campground, Iris called Good Sam VIP about our broken satellite dish. The friendly claims agent promised us a full replacement under our permanent attachments coverage.